Holly Ferris of Wandering Roots Farm poses in front of her blueberry patch wearing brown overalls, a black shirt, and a ponytail with a cap

We provide flexible business financing to Vermont’s diverse small businesses.

Everybody should have the opportunity to pursue their dreams.

At Community Capital, we provide flexible financing to Vermonters with excellent ideas, and the courage and resourcefulness to grow small businesses. We offer small or microbusiness loans to people statewide who do not otherwise have access to capital. Through our Business Advisory Services program, we ensure borrowers’ success through technical assistance in the areas of marketing and business operations. Community Capital supports early stage and microentrepreneurs as they build sales, experience and credit.

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Flexible Business Financing

We offer varying loan rates and terms, seasonal payments, and post-loan support to people who lack credit or collateral to qualify for traditional bank loans.

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Pre- & Post-Loan Support

Preparing for a loan, and then using the funds effectively is the foundation for long-term business success. From inquiry through repayment, we offer Business Advisory Services technical assistance to ensure post-loan success.

Business Advisory Services: Identifying Strengths and Increasing Success through Lasting Partnerships

Community Capital’s success is defined by our borrowers. Successful businesses help to create jobs, and strengthen Vermont’s diverse communities and working lands. To support borrower success, Community Capital provides no cost, one-on-one pre- and post-loan technical assistance to borrowers through our Business Advisory Services Program.

Marketing, Sales and Communication

Marketing assessments, website design, and social media training are just a few of the post-loan resources offered to borrowers by Community Capital to help our borrowers effectively tell their story.

Financial Management and Technical Infrastructure

QuickBooks classes, work plans, and guidance in strategic direction helps borrowers navigate start-up, growth, and a variable business landscape.

Business financing, the way it should be.

Employee of Piecemeal Pies poses with one of his pies, wearing a blue apron and white chef's coat while standing in his kitchen
Monica MacNeille of Round Mountain fibers wears a blue sweater and jeans and poses with her hand-dyed, hand-spun yarns, holding skeins in a variety of blue, green and red shades

A Success Story: Monica MacNeille, Round Mountain Fibers, Brattleboro

With character, passion, and a skill in reflecting the shades and patterns of bird plumage in hand-dyed yarn, Monica’s plan took flight with the support of Community Capital. She created a fiber arts studio, consolidated business debt, and tapped Community Capital’s Business Advisory Services to upgrade her computer system. Round Mountain Fibers yarn is now available in the Ornithology Collection, Entomology Collection and Botany Collection at retail boutiques throughout the country and online to international destinations.